SECURE Simplified Loan Prequalify Request

By Completing the loan prequalify form, this office will be able to help you understand your loan needs, and offer professional guidance in acquiring the best loan for you! Or Call 888.497.2929 for immediate assistance!

Prequalify Use this form to begin the process of prequalification. A CityWide Representative will contact you to discuss your specific needs! First Name * Last Name * Address Street 1 * Address Street 2 City * Zip * State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming CONTACT INFORMATION Daytime Phone * Evening Phone Email * Co-Applicant Information First Name Last Name FINANCIAL INFORMATION Loan Type Purchase Refinance Home Equity Loan Amount PROPERTY INFORMATION Provide Currency in USD Property Type Single Family Residence Duplex Condo Townhome Mobile Occupancy Primary Residence Secondary Residence Investment Purchase Price Appraised Value Mortgage Balance Other Information Comments *  I Authorize CityWide Mortgage Corporation to verify my credit and employment history.

 

 

 

Pre-qualify for a Mortgage 101
Buying a home is a necessity. But you have to determine your capacity to afford one. Your capacity to buy a home depends on several factors.

You have to calculate the price of the home you can afford by assessing your financial situation. You have to carefully go through the guidelines that will enumerate the factors needed, for you to qualify for a mortgage. It helps to use a pre-qualification mortgage calculator to determine the size of the mortgage loan.

Pre-qualification is an assurance by the lender given in form of a letter or a certificate specifying the maximum amount of loan you can qualify for. This is done after going through your credit history, property appraisal, verification of your income and job evaluation. The lender helps you assess the right price range for a mortgage loan without actually having to offer you a loan. Some pre-qualification assessments help you evaluate your credit history.

There are four main reasons for pre-qualification:

You can save thousands of dollars when you are negotiating with a property seller when you pre-qualify.

Buyers who are pre-qualified are given preference over others in multiple offer situations.

You need to pre-qualify to get real estate agents to work with you.

Pre-qualification will help you apply for a loan within the correct price range.